TERMS AND CONDITIONS

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Last Updated: September 30, 2026 Welcome to www.mannins.com (“Site”). These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Site.

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1. Intellectual Property Rights

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Unless otherwise stated, Mann Insurance Agency, Inc. and/or its licensors own the intellectual property rights for all material, content, logos, and text published on this Site. All intellectual property rights are reserved. You may view, download, and print pages from the Site for your own personal, non-commercial use, subject to the restrictions set out below.

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You must not:

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· Republish, sell, rent, or sub-license material from the Site.

· Reproduce, duplicate, or copy material from the Site for commercial purposes.

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2. Acceptable Use

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You agree to use our Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Site. Prohibited behavior includes, but is not limited to:

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· Harassing or causing distress or inconvenience to any other user.

· Transmitting obscene, offensive, or illegal content.

· Attempting to disrupt the Site's security, server operations, or network infrastructure.

· Using data mining, robots, or similar data gathering and extraction tools.

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3. User Accounts (If Applicable)

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If you create an account on our Site, you are solely responsible for maintaining the confidentiality of your account details and password. You agree to accept responsibility for all activities that occur under your account. We reserve the right to terminate accounts, refuse service, or remove content at our sole discretion.

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4. Limitation of Liability

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The material and services on this Site are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. [Insert Company Name] does not guarantee that the Site will be uninterrupted, secure, or error-free.

To the maximum extent permitted by law, Mann Insurance Agency, Inc shall not be liable for any direct, indirect, incidental, or consequential damages arising out of or in connection with your use—or inability to use—the Site.

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5. Third-Party Links

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Our Site may contain links to third-party websites or services that are not owned or controlled by Mann Insurance Agency, Inc. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

6. Governing Law

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These Terms shall be governed by and construed in accordance with the laws of Texas without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Orange, Texas, USA.

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7. Changes to These Terms

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We reserve the right to revise and amend these Terms at any time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the new Terms.

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8. Contact Information

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If you have any questions about these Terms, please contact us at:

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· Company Name: Mann Insurance Agency, Inc

· Email: mannins@sbcglobal.net

· Address: 1505 W Park Ave, Orange, TX 77630